When Do People Start Collecting Social Security

As we kick off a new year, January is the perfect time to reflect, reset, and look ahead. In this issue, we’re covering timely topics that impact your everyday finances—from the changing role of the U.S. penny to key retirement and tax numbers for 2026. You’ll also find a helpful financial wellness checkup, a reminder on essential legal documents every family should have in place, and Chris’s perspective on wrapping up 2025 and what to watch for in 2026. We hope this edition helps you start the year informed, confident, and prepared.

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